Secure, simple online
payments for Africa.

We help entrepreneurs like you integrate online payments into your selling platforms.
Or try the Payment Demo

How it Works

Say goodbye to the hassle of cash and the inconvenience of traditional banking. You can enjoy quick, secure, and easy online payments anytime, anywhere. Our solution powers small businesses, enterprises and organizations.

Paystack enables you to  accept payments for your business online via M-PESA, Cards (Visa, Mastercard, American Express) and Apple Pay.

We'll assist you to create an account, integrate it into your own platform and enable you to start receiving payments within 24 hrs.

You can use the solution whether you are a registered or a non-registered business.

For non-registered business, all you need is a copy of your ID card, proof of address, and a bank account in your name.

For registered businesses, in addition to an ID card and proof of address, you’ll also need your certificate of Registration or Incorporation issued by the Registrar of Companies, CR-12 document, KRA PIN and a corporate bank account.

You can start accepting payments 24hrs after submitting an activation request.

The solution only makes money when you do.

You'll be charged a fee of 1.5% per M-Pesa transaction, 2.9% per local card transaction, and 3.8% per international card and Apple Pay transactions.

You'll be given access to a dashboard with detailed reporting, alerts, and exports, so you and your team are always on top of business. Some of the features of the dashboard are:

  • Super easy reconciliation
    Detailed reports on successful, abandoned, and failed transactions
  • Granular user permissions lets you control the info each member of your team has access to
  • Automated chargeback alerts
  • Searchable Customer Directory
  • Analyze customer purchase patterns with Customer Insights

The solution possesses a Payment Service Provider (PSP) Commercial Licence from the Central Bank of Kenya. It is also on the Visa PCI DSS-certified service provider database and Mastercard Payment Facilitator database (select the Middle East/Africa tab and navigate to "Paystack").

Paystack’s combination of automated and manual fraud systems protect you from fraudulent transactions and associated chargeback claims.

You can collect payments and get settled in KES or USD.

You'll automatically receive your money in your bank account within 72 hours after a payment is made. Settlement is done before 12 PM, every day.

Yes, you can accept payments from international customers, wherever they are in the world.

In October 2020, global payments company Stripe acquired Paystack to accelerate commerce across Africa.

Stripe is a technology company that builds economic infrastructure for the internet. Companies of all sizes - including Amazon, Google, Shopify, and Zoom - use Stripe's software to accept payments and scale their online businesses.


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